> I'd very much love to see people who cause accidents have their insurance go through the roof.

Life is hard and people make mistakes. Let the actuaries do their job, but causing an accident is not a moral failure, except in cases like drunk driving, where we have actual criminal liability already.

> the insurance companies will force self-driving on everybody through massive insurance rate increases for manual driving.

Why would manual driving be more expensive to insure in the future? The same risks exist today, at today's rates, but with the benefit that over time the other cars will get harder to hit, reducing the rate of accidents even for humans (kinda like herd immunity).

> Given that we do not have protections against companies that can make you a Digital Non-Person with a click of a mouse, I have significant problems with that.

I absolutely think this is going to be one of the greater social issues of the next generation.

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potato3732842 3 days ago | parent | next [-]

>Why would manual driving be more expensive to insure in the future? The same risks exist today, at today's rates, but with the benefit that over time the other cars will get harder to hit, reducing the rate of accidents even for humans (kinda like herd immunity).

I think it will get cheaper because people who want to do risky things that detract from driving will self select to drive autonomous vehicles.

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xmcqdpt2 3 days ago | parent [-]

Interesting theory, I would have assumed the exact opposite. People who want to drive fast and take risks will select manual driving because they'll find the autonomous cars too boring.

	▲	potato3732842 3 days ago \| parent [-]
		It's a numbers game. Those people basically don't exist compared to cheapskates who want to drive old cars and people who crash cars driving distracted. It's gonna come down to how many people who want to text and drive or do other sketchy stuff want to make the jump to autonomous cars. Classic car insurance is already stupid cheap just because it implicitly excluded a bunch of risky demographics.

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rangestransform 3 days ago | parent | prev [-]

I hope this forces insurance companies to deal with the lenient driver licensing problem that the government refuses to deal with