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notpushkin 2 days ago

Yes, but those are in the physical world. [1] In digital realm, having to verify your ID has way more consequences. My passport has been leaked and I have a “quick cash loan” in my name as a result of that.

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[1]: Tangentially, those are trivially circumvented in many countries. When I was a teenager in St. Petersburg, we’ve used a “duty free delivery service”, which (I suppose) just stocked liquor at the duty free shop on the border with Finland, and then sold it. Not sure how legal was the core premise (probably not), but we used it because their couriers didn’t even pretend they need to check our passports (definitely illegal).

In many countries, alcohol is available in grocery delivery services. Couriers happily leave your order at the doorstep even though they are supposed to check your ID. In many other countries, even buying in-store is possible (e.g. Japan, where in any konbini you can just press a button on screen saying “yes, I’m 21”).

SoftTalker 2 days ago | parent [-]

So stupid. An image of an ID should never be a replacement for the actual ID for future use. I hope that loan was easy to dispute.

notpushkin 2 days ago | parent [-]

I hope it will be! The creditor says something along the lines of “you’ve confirmed your phone number using SMS code so it must be you; no, we won’t tell you which number we’ve sent the code to, that would be privacy violation”. I’ve tried everything I could do online and nah, nobody really cares.

I think I still can dispute it in court, but for that I’ll have to go back to Russia. (I could hire a lawyer, but the amount is like $300.)