Yet it's still absolutely inundated with scams and occasionally links that directly download malware[1] that they don't action reports on. I don't think the process needs to be easier if they already can't keep up with moderation.

[1]: https://adstransparency.google.com/advertiser/AR129387695568...

It might seem vindictive, but these are the ads that google shows people who block all of Googles tracking or are new/blank profiles. Hear me out...

When Google has a bad/empty profile of you, advertisers don't bid on you, so it goes to the bottom feeders. Average (typically tech illiterate) people wandering through the internet mostly get ads for Tide, Chevy, and [big brand], because they pay Google much more for those well profiled users. These scam advertisers really don't pay much, but are willing to be shown to mostly anyone. They are a bit like the advertiser of last resort.

All of that is to say, if you are getting malware/scam ads from Google, it's probably because (ironically) you know what you are doing.