Health care is the more complicated one of the examples cited, but housing definitely is an 'own goal' in how we made it too difficult to build in too many places - especially "up and in" rather than outward expansion.

Stuff like this isn't Wall Street or Billionaires or whatever bogeyman - it's our neighbors: https://bendyimby.com/2024/04/16/the-hearing-and-the-housing...

Health care is complicated, but I don't think it would hard to understand how less regulations could lower prices. More insurers could enter markets, could compete across state lines, and compliance costs could be lowered.

However regulation is helpful for those already sick or with pre-existing conditions. Developed countries with well-regulated systems also have better health outcomes than the US does.