Maybe it's just incompetence, bureaucratic morass etc but it really does feel like the system was designed to fail, and trap us into this false choice of a broken welfare system vs. no welfare at all.

UBI and/or UBS (universal basic services) would be so much better but there was a sustained propaganda campaign to tell people that free things are communism and therefore bad. Now Western countries are becoming ungovernable due to regulatory capture, tax evasion and industrial-scale manipulation of opinion by the elites, so fixing these problems within the current democratic system is an extremely uphill battle. At least Mamdani's election gives us some hope in the US, but there's only so much one city or even one country can do on its own without worldwide changes.

There is no propaganda campaign needed to tell people that free things are bad. Nobody likes a freeloader. Western nations are ungovernable because they have universal suffrage, not because of some conspiracy. The fact is that a sizeable majority of people just don't have the intelligence to wield the political power given to them. A quick look at our present government is all that you need to tell that we are ruled by the stupidity of the common man, not some shadowy billionaires.