One one hand you say sure, they have to provide a diagnosis like an adjustment disorder, and on the other you say walking into a therapist's office and getting that is like a rare pill-mill? Is your only distinction that depression would be harder to obtain?

This article is talking about any sort of mental health "disability", and the way the mental health system financials work is that it's no wonder we have so many identifying as having a disability. The system isn't evaluating an individual and applying a disorder to people that are factually on the 5-10% of the population that would be a rare "disorder". The system is literally slapping a disorder label on everyone that walks in and these people are identifying with the label they're given.