I think it's more of a comfort thing than a safety thing in many cases. Definitely in my case.

If you've never experienced it, I think you should at least understand what you are up against. Most people aren't buying these things to be evil to each other in some big dick safety war. Go visit an FCA dealership and see for yourself. Have a sales guy drive you down the freeway in that Ram 1500 Lonestar Edition. Observe how quiet your conversation can be at 80mph. It might change your perspective a bit.