Lots of people lose their housing when they lose employment, and then they're stuck and can't get back into housing. A very large percentage of unhoused people are working jobs; they're not all "layabouts".

We know that just straight up giving money to the poorest of the poor results in positive outcomes.

"A very large percentage"

Exactly how large are we talking here?

I have known quite a few 'unhoused' folk, and not many that had jobs. Those that do tend to find housing pretty quickly (Granted, my part of the country is probably different from your part, but I am interested in stats from any region).