I appreciate the point you're trying to make, and I agree taking responsibility for one's own life circumstances is the only way to improve them, but surely you understand that 'save and invest' is wholly unsuitable advice for someone with no disposable income or no income at all.

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reactordev an hour ago | parent [-]

Who else is responsible for you?

You have two options. Continue to point fingers and complain and be broke, or start putting $100/mo in VOO and save what little money you have for your future?

I know it sucks. I know income inequality is huge. I know the only way out of this is to put in sweat equity. I know the only way to put food on the table is to have a second job at a gas station. I’ve been there. However, as much as you DON’T want to hear it - the only way out of your mess is by you working your way out of your mess.

	▲	cjs_ac 33 minutes ago \| parent \| next [-]
		As I said, I agree with taking personal responsibility - I'm not sure why you're still trying to fight me on that. > You have two options. Continue to point fingers and complain and be broke, or start putting $100/mo in VOO and save what little money you have for your future? The imaginary person you're trying to give this advice to graduated from university eighteen months ago and has been living in their parents' house ever since, applying for jobs non-stop. Their income is $0 per month. They are entirely unable to apply your advice; applying your advice is something they aspire to.
	▲	lotsofpulp 33 minutes ago \| parent \| prev [-]
		$100/month in VOO isn’t going to do anything (except help people like me who already own a lot). > the only way out of your mess is by you working your way out of your mess. Third option is revolution. Could be violent, could be passive like not starting families, complaining on the internet, scrolling tiktok as long as the benefits and body allow, and suicide if necessary. It is possible for too much of the benefits of working having too high of a likelihood of being captured by rent seekers to not make the work worth it. In old times, the lack of birth control made people have to work more due to needing to support kids, but if I didn’t have kids, I could get by with a much lower standard of living.