Apocalyptic scifi isn't the same as dystopian scifi. Some of the billionaires backing AI literally have dystopian scifi as a goal, they just intend to do it better so that it doesn't seem so bad.

I only connect my smartphone to data about three or four times a year, and then only to update some apps or check on an internet outage. It is becoming more difficult to do this as the alternatives to a connected smartphone disappear. The same will become true with the rest of personal info (such as biometrics). More and more the only alternatives will be your latter two.