As the other said already if you have more RAM you can have more cache.

Honestly it's not that needed but if you would really use the 10Gbit+ networking then 1 second is ~125Mbytes. So depending on your usage you can never even more than 15% utilization or have it almost all if you constantly running something on it ie torrents or using it a SAN/NAS for VM on some other machine.

But for a rare occasional home usage nor 32Gb nor this monstrosity and complexity doesn't make sense - just buy some 1-2 bay Synology and forget about it.

I won’t be able to sleep having my data just on 1 disk