Yip. Oddly enough, this has a lot of economic parallels with cooking at home vs eating out. For a silly example, you can make an Egg McMuffin for a tiny fraction of what you'd pay at McDonalds for one. Yet McDonalds (franchise, not corporate) operate on single digit profit margins. Why?

Because when you buy that Egg McMuffin you're not just paying for it. You're paying for an entire building of workers, the rent on that building, their licensing fees, their advertising costs, their electric costs, and much more. When you make it at home you're paying for nothing but the ingredients.

So it creates a paradoxical scenario - you're getting charged way more for stuff than if you made it yourself, but yet somehow you're not getting ripped off.