Yeah this is sort of the reaction I had. Removing "risk" with UBI and free healthcare and free childcare also removes the filters for a lot of people who would be bad at running a business. If you don't have the stomach to take the risk and do the work to make your idea a success, then maybe you shouldn't try.

We don't need millions of more failed businesses as the result of giving everyone UBI.

Why do you need people to make big risks livelihood to do business? People from affluent environment start businesses the most often and they dont really risk all that much. They know they will get help if it fails.

In fact, successful businesses started by people who can return back to good jobs if it fails are completely normal thing.