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reddalo 2 hours ago

>it's very fractured internationally while being very consistent inside borders

I think it's caused by the network effect [1].

>I for one fucking hate that most of Sweden uses FB Messenger

I agree. Denmark is the same, everybody uses FB Messenger or, even worse, Snapchat.

And don't even get me started on payment systems: Sweden has Swish, Denmark has MobilePay, Italy has Satispay, etc. It's completely fractured and it's so annyoing when travelling across the EU.

At least there's a new European system called Wero [2], I wonder if it's going to help fixing this situation.

[1] https://en.wikipedia.org/wiki/Network_effect

[2] https://wero-wallet.eu/