> I understand that currently this is sort of a collective action problem,

There's something really obnoxious and antisocial about this that makes me really mad. Test your lights on yourself, people. If your manufacturer did something stupid here it's unfortunately on you to fix it. Usually the mentality of "got mine, fuck everyone else" is self-destructive but maybe not obviously so because cause/effect are a few steps away from each other. But if you blind everyone else on the road so you can see better then it's kind of endangering you directly and immediately!

This is a huge issue in US western states especially, since they are full of long dark drives. You'll literally be blinded for several seconds if you encounter another car even if you're averting your eyes. Bad but not horrible if it's 1/10 of chance encounters that are antisocial, but it's been getting worse for years and odds are now much closer to 1/2.