This is a very important point that many people are unaware of unless they have experienced it. Poverty leaves a ton of invisible scars that a simple change in bank balance or net worth cannot erase. These scars compound over generations, and explain a lot of things about modern society that people unaware of the effects of poverty attribute to "moral failings" of individuals.

Exactly!! And this isn't just theoretical. There is a ton of hard scientific evidence showing that this is the case.