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trollbridge 10 hours ago

Rather obviously someone can simply take a heloc against their home, and the payment from that will still be less than comparable rent.

The same is true of stocks - loans can be taken against them, and in the form of certain options leverage can hit 100%.

bossyTeacher 6 hours ago | parent [-]

> The same is true of stocks - loans can be taken against them

this is only available to the richest of the richest.

kingofmen 23 minutes ago | parent [-]

Most brokerages will offer you a margin loan if you have say $100k of stocks held through them. Not pocket change, but easily available to magnitudes 4-5 on this scale.

jandrewrogers 14 minutes ago | parent [-]

The interest rates often make those unattractive. You also expose yourself to the risk of a margin call with its many implications. It isn’t something the average person should be doing casually.

dmoy 2 minutes ago | parent [-]

IBKR will loan you vs your stocks at a cheaper rate than pretty much any place will for a heloc on your house. Not like a lot cheaper, but maybe 0.5%-1% cheaper if you have <<$1M, and a little better at higher amounts.

Most other brokers, even Schwab and Fidelity, will not.

Agree it's probably not a good idea for most people. (I might argue the same for a heloc, depending on what for, what emergency savings, what level of job security, etc)