It’s not just China though, it’s almost every country going through a cashless transition at this point, so if it is awesome idea in Chad and Laos as well as Sweden and Australia, what does it mean elsewhere? Are we the only country that is rich enough to avoid a transition? The biggest issue in the states is that given a choice, the cash holdout businesses become increasing larger targets for theft (eg marijuana dispensaries in the Seattle area) as other businesses opt out.