> if the problem is indeed malware getting access to personal data, then the very obvious solution is to ensure that such personal data is not accessible by apps

Then you'd have the other "screaming minority" on HN show up, the "antitrust all the things" folks.

The "let's actually enforce antitrust laws" people are in the majority:

https://today.yougov.com/economy/articles/47798-most-america...

https://www.antitrustinstitute.org/wp-content/uploads/2024/1...