No one is going to buy “multi transaction fee” because of pennies being phased out. This makes no sense.

You have constructed a whole chain of absurd claims that have no basis Did you forget that right now, today, stores willingly take a cent off virtually every price so they can do the x.99 thing?

> So this argument is just "you may be right, but I don't care." That's not an argument, imo.

No. I can simultaneously believe that you are wrong and also that the fundamental concern is absurd.