>If the financial Harm is minimal that implies that in your worldview it shouldn't be punished?

Yes. If I step on a patch of grass technically that may damage the grass, but I don't think such an action should be punished since the amount of damage is very small.

>You must view jails and prisons as a terrible outcome, since you're essentially paying money to punish someone.

No, I view it as a positive outcome as it removes malicous actors from the system.