"Deal under discussion would lower credit-card interchange fees for merchants, but could make it harder for consumers to use rewards cards at the register"

Surprise! The consumer loses again! It's always somehow benefiting everyone but the consumer. Too much control, not enough regulation. People shouldn't be bilked out of funds by paying to use their own money. We are shouldn't be _forced_ to use these service companies for making payments.

Credit card rewards are not good for consumers. Low fees are good for consumers.