Lets see a small paragraph from the article:

> It worked because it solved a real problem: Kenyans were already sending money through informal networks. M-PESA just made it cheaper and safer.

> Here’s why this matters: M-PESA created a payment rail with near-zero transaction costs. Which means you can economically collect tiny payments. $0.21 per day payments.

Ah yes, not AI slop at all! /s