"Modular. Distributed. Digital. Financed by the people using it, subsidized by the carbon it avoids."

Every second paragraph thinks it's Steve Jobs introducing the iPhone.

>It worked because it solved a real problem: Kenyans were already sending money through informal networks. M-PESA just made it cheaper and safer.

>Here’s why this matters: M-PESA created a payment rail with near-zero transaction costs. Which means you can economically collect tiny payments. $0.21 per day payments.