> I could be safe and snug in my house and still be in a plane crash.

According to Garp, you just need to buy a pre-disastered home. You'll be safe there.[^1]

(Unfortunately his logic is flawed.[^2])

[^1]: https://www.youtube.com/watch?v=Q3TuoGVNbBs

[^2]: https://xkcd.com/795/