This is the most maddening topic I've experienced in recent times. My guess is it's the ghost of ww2. Anything that looks or smells like a definitive reduction of a human being to numbers is to be opposed, regardless of utility.

What you are choosing, instead, is the management of the phenomenon you're trying to avoid by corporations—more or less emergent feudalism.

Consider the options: a corporation knows everything about you vs. no entity knows any information about you except for whether you're eligible for the service being provided, and that you exist. The former is the current state of affairs. The latter, I think, is a better state of affairs.