Exactly! I've been self hosting for about two years now, on a NAS with Cloudflare in front of it. I need the NAS anyway, and Cloudflare is free, so the marginal cost is zero. (And even if the CDN weren't free it probably wouldn't cost much.)

I had two projects reach the front page of HN last year, everything worked like a charm.

It's unlikely I'll ever go back to professional hosting, "cloud" or not.

If you have explosive growth, sure cloud.

The vast majority of us that are actually technically capable are better served self hosting.

Especially with tools like cloudflare tunnels and Tailscale.