> Apple is best aligned to be the disruptor.

It's this disruptor Apple in the room with us now?

Apple's second biggest money source is services. You know, subscriptions. And that source keeps growing: https://sixcolors.com/post/2025/10/charts-apple-caps-off-bes...

It's also that same Apple that fights tooth and nail every single attempt to let people have the goose or even the promise of a goose. E.g. by saying that it's entitled to a cut even if a transaction didn't happen through Apple.