"Meanwhile, a 2020 ICE is pretty much the same as a 2025 ICE aside from the wear and tear."

One would think and hope so, however numerous ICE manufacturers, even long-term reliability experts like Honda, have been adopting "wet belt" timing belts.

These run submerged/immersed in engine oil, which tends to degrade the belt, often resulting in clogged oil pickups, galleys, etc.

Buyer beware, unfortunately.