> try solving human problems by dealing with human’s

Welp. I actually tried it. Here's my experience.

I contacted my banks and got in touch with their managers and devs. They do have APIs. I wanted to use those to create my own software with read only access to my account. I didn't even want to transfer money anywhere, just get my transactions for accounting purposes. I was using ledger at the time and was getting tired of manually inputting everything into the journal.

I eventually discovered I would need to incorporate and beg the central bank for permission to touch the financial system.