I’m working on designing a system at the intersection of mental health and personal finance.

The idea is simple: stressful or difficult moments happen every day, but they usually disappear with no positive outcome. At the same time, many people struggle to save consistently for the things they actually want (trips, concerts, hobbies) because necessities always come first.

This system links the two: when a user logs a stressful moment, a small preset amount (say $2–$10) automatically gets transferred into a personal “joy fund.” Over time, bad days turn into tangible progress toward something meaningful.

Right now, I’m validating whether people would find this useful before building a product. Curious to hear if this resonates, and what potential challenges you’d see in such an approach.