Can someone explain why it's not public policy to disallow ransom payments?

The current situation seems like such an obvious outcome of allowing payment.

Allowing ransom payments is likely a sign of oblivios honesty from the government and insurance companys concerning the roots of there organastions bieng essentialy the same as ransom, or exactly the same, very precisely exactly the same,as international prisoner exchanges,plee deals,fines,permits,tolls,fee's,taxes,interest,customs duties,tarrifs.

pay, or else