Happy Nextcloud Memories user here. It does everything that Google Photos does (the good parts). The Nextcloud server is running on Hetzner, with Wasabi block storage. There's an Android app. I can make albums, edit photos, edit metadata, view RAW files, videos, etc.

It can geotag, you can install the separate Recognize app to have a local model recognize faces, which it does quite well.

I can also, if I wish, just look at the files.