I'm no expert, but I've been hacking in Rust for several years now, and the only unsafe I've written was required as part of building a safe interface over some hardware peripherals. Exactly as intended.

The borrow checker is something new Rust devs struggle with for a couple months, as they learn, then the rules are internalized and the code gets written just like any other language. I think new devs only struggle with the borrow checker because everyone has internalized the C memory model for the last 50 years. In another 50, everyone will be unlearning Rust for whatever replaces it.

Web browsers and operating systems are full of memory safety bugs, and are not written by engineers in crunch these days.