it's called an HOA or a master planned community and its a voluntary agreement between homeowners, not something any one homeowner is entitled to over the protestations of others. People who want to join an HOA are entitled to do that, and people who don't are entitled to not, but that's different from the law because the law is not optional or voluntary. It is, by its very nature, a restriction on the liberties of people without their express consent. What you're talking about is very, very different and deserves to be discussed independently of this.