How would non corporate payment rails look like?

The Lightning Network (an open payment layer built on top of Bitcoin) or some other cryptocurrency.

	▲	philipwhiuk 6 hours ago \| parent \| next [-]
		This is built on top of crypto currency.
	▲	kingo55 6 hours ago \| parent \| prev [-]
		That would be nice... Good luck to you if you can use it. I would consider myself tech savvy but I struggled immensely to run lightning without custodial risk back.

mrbluecoat 5 hours ago | parent | prev | next [-]

Look at how Nostr does it with lightning micropayments ("zaps"). No middlemen needed.