"L6+ engineer at booming tech company to pull it off,"

You sound like you live in California. Many that live here voted for the strict regulations on everything and social programs that have no led to insane taxes and minimum home costs of $1,000,000.

This starts to look like socialism where you end up with two economic classes: rich and poor.

"Many people now look at the decisions of their parents during whatever time it was, including with houses, and think "well this is what mom and dad did, and they're both broke and divorced now, so maybe lets not do that this time""

I suppose when two parents make bad life decisions, this is what your model is in life.