Yeah seriously doubting you really lived in the EU instead of just shitposting as another American patriot who has to declare that everything is better in the US. Because I’m Dutch and banks here are fine. I never even have to think about my bank because it just works.

Also no insane fees for going into the red, or having to pay to get my own money and all that fun stuff that American banks seem to love.

Or maybe their bank just doesn’t suck. My American bank doesn’t do any of the stuff you listed and hasn’t for probably 15 years.