I would wager that’s exactly what the GP thinks.

It was pretty clear to me they think the entire system is set up so that anyone with needs is milked to extract the maximum possible amount of money.

I know someone who started an elder care business with explicitly this purpose. He stopped working in the more conventional medical system because he saw an opportunity. Unsure how it is going at this point, I haven't checked in recently.

Elder care is hard, and expensive. Friends have worked in various levels of it at various times, from food services on up. There is clearly some good for people to be around a community and there are real needs that require constant attention for some. But there is a drive to do more with less which almost always seems to end up with stories of people not being attended to as quickly as you might hope.

Memory care is particularly difficult, on the family and on the businesses. It is just so all consuming and from the outside it can be hard to know if adequate care is being taken. Of course I do know someone who's mom put her dad into memory care, then moved and basically started a new life with a boyfriend while still married so she had access to the money.

My parent's solution is to day they don't want to draw things out. But I think that is easy to say from a position of health and barring any significant diagnosis there is more of a slow slide to infirmity than a clear juncture to make such a choice. We'll see, my family is close and I expect we will provide care in person. But also life is complicated and that is a ways off.

I mean that's just trivially true right? For profit corporations are designed to maximize profits, therefore they must try to maximize the amount of money they extract from their customers.