Data privacy and security don't matter? My secondhand RTX 3060 would buy a lot of cloud credits, but I don't want tons of highly personal data sent to the cloud. I can't imagine how it would be for healthcare and finance, at least if they properly shepherded their data.

For most people, no, privacy does not matter in this sense, and "security" would only be a relevant term if there was a pre-existing adversarial situation