the only objective sign that it provides is that you objectively have a lot of money.

if I inherit $44 million dollars because I happened to fall out of the right vagina the only thing it symbolizes is that I got lucky -- I could be a fat, degenerate bastard underserving of anything.

ditto for lottery winners.

there is always luck. For most we are not talking about such luck and can just say money is a result of hard work. So if/how you choose to spend it matters.