I feel like being concerned about your car being disabled at an inconvenient time, but not being as concerned about your phone/laptop isn't disingenuous.

They're entirely different products, costs, use cases, risk profiles.

For the most part, yes. I do fly with ForeFlight though. Losing it mid-flight would not be a disaster in its own right but the tech has saved my life a few times.

The ForeFlight team will send out a message giving an "all clear" or a "wait for us to update the app before updating to the next iOS/iPadOS release."