I feel like a lot of things would benefit from that time delay and, perhaps, an in person check like the notary ID verification AWS used to use.

About a decade ago I had suggested to Google at an identity forum that they embrace a local government/organization model for their hard-landing account recovery process (since it can ultimately devolve to an ID check) by having a mechanism where you can start the account reset process and get something which could be taken to a third party to approve after they do an ID check. As people increasingly depend on things like email accounts for everything there are a constant stream of people who will lose access to their phones but could easily visit a notary, library, DMV, police station, etc. and pass a check against a pre-registered government ID.