I've not once had a legitimate company not say "good for you in taking the extra security precaution of calling us back".

No kidding!? I have never had someone take this in stride. Responses have ranged from surprise to defensive condescension. It rarely even works at all, and the two worst offenders were both banks. One UK, one USA. I almost had the check for my rent bounce after three days of this rigmarole and ended up having to just go with it.

Where do you bank? I'm looking for recommendations.

Even better, once I had a financial institution tell me I needed to read them a one time code someone would text me. They were actually surprised I had a problem with it when it’s the scam playbook.