Getting out more won’t help in this case because I will be walking around SOMA. The fact of the matter is that the stat is made up by a payday loan company and has no bearing on reality.

People like to share it because they are LLM like and just repeat things without looking at the data. “Hallucinations” are the common way that humans experience the world. World models born of pure fiction.

Also wtf I know journeyman ironworkers. They own homes in Oakland. People act like this is some poverty mode existence. Their lives are fine.

Thanks for sharing the slowboring blog post. I didn't know that stat came from payday loan companies, which definitely makes it suspect. Encouraging to hear that 55% of Americans have enough cash on hand for 3 months of expenses, and most of them have less liquid resources they could draw on if they needed more.

However, saying that the median American household has ~$200k net worth doesn't necessarily mean that they're doing great. A lot of the burden of funding retirement falls on the individual in the US, meaning if you're 60 and only have $200k of net worth in a M/HCOL city you're still potentially kind of fucked.

whats making the confidence that you are correct, and other people are bots, vs you being the bot?

up until recently, you didnt know the definition of homelessness that is used in the data. how are you making claims about the data? which data? what does it say?

since you know journeymen, you might want to ask them to meet their apprentices. That way, you could visit the apprentices homes that theyve bought, and can definitely pay the mortgage on by themselves.

or, if they dont have any, you could try to meet some CNAs at the local hospital? or the person at the grocery til?

its wild you dont think poor people exist.