Let's be realistic.

I'm a huge critic of the cult of crypto, but the odds of a key collision are smaller than the odds of <some highly improbable series of mistakes/coincidences/malice happening that result in you losing your money in the traditional banking system>.

The odds of a 'someone gets access to your account/wallet and instantly drains it with no recourse' are much higher in the crypto space, as the author of the post experienced.