This makes sense for free tiers of products, but if you provide CC info for a paid tier, you shouldn't also have to provide a phone number. One or the other.

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moduspol 2 days ago | parent | next [-]

I think people can use stolen / one-time use / prepaid / limited purchase size credit cards fairly easily, too. And you might not find out until after they've racked up a non-trivial amount of costs.

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xur17 2 days ago | parent [-]

Then accept stablecoins.

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whatevaa 10 hours ago | parent [-]

Then you go back to fraud free tier account problem.

	▲	xur17 9 hours ago \| parent [-]
		Require a phone number for free tier, make stablecoins a path for paid only access.

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derekdahmer 2 days ago | parent | prev [-]

Theoretically yes but a few issues:

- Account creation usually happens before plan selection & payment. Most users start at free, then add a CC later either during on-boarding or after finishing their trial.

- Virtual credit cards are very easy to create. You can signup with credit card with a very low limit and just use the free tier tokens.