Yes, they force you to use a Microsoft account for W11. You can disable WiFi or disconmect the cable, and then it'll let you use a local account. Or you can use Rufus for "burning" the image, which creates an OOBE file for you disabling those (if you check the boxes).

While we're on the topic, I recommend anyone setting up Windows to use winutil[0] to disable and declutter their Windows installation.

[0] https://github.com/ChrisTitusTech/winutil