Given that I basically never use PayPal anymore I'm thinking this might be a desperate attempt to find any new market to grow in.

There's plenty of alternatives these days so now I just use the direct credit card option on most sites.

Yea Paypal seems to have the _most_ friction in my experience. That being said, they bought Venmo in 2013 so I'm still using 'em.

Although, they're pretty late to the game. Company must not be integrated super tightly since Venmo's had some crypto support for years now.