I made some bets, metaphorically speaking, that didn't pay off, or took a long time to pay off. I'm not sure they were bad bets, given what I knew at the time, and it's been very educational at least—especially about the central question of why so many people in modern societies live in such scarcity. To an enormous extent it's structural issues, which I think you could sort of sum up as insufficiently capitalist societies.

Hopefully I'll be in much better shape materially soon! I've just overcome some big external obstacles.